The Debt Hotline
How to Pay Off Debt in 3-7 Years | Expert Tips From Shred Method's Adam Carroll
The Shred Method redirects your income into smarter, targeted payments focusing on principle, not interest. This method can accelerate debt pay-off.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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The Debt Hotline
How to Negotiate with Debt Collectors in 2026
Negotiating with debt collectors is all about communication. Former debt collection attorney Yale Levy shares that most collectors settle for 70-90%.
Debt Settlement
How to Legally Settle Debt in 5 Steps
Follow these 5 steps to settle debt legally: Verify the debt, know your rights, assess what you can pay, make an offer (use SoloSettle), and get it in writing.
Credit
Credit Card Debt Statistics 2026
U.S. credit card debt hit $1.14T in 2023. Average lawsuit: $13,440. Average settlement: $1,991 whicn is about 66% less than the amount sued for.
Medical Debt
New Maine Medical Debt Collection Laws
Maine's new medical debt collection laws prohibit reporting medical debt to credit bureaus and limit collection tactics on health-related balances.
Other Debt Resources
How to Respond to a Debt Collection Letter
Respond to a debt collection letter by sending a written validation request within 30 days; the collector must prove the debt before continuing collection.
Legal Aid
5 Legal Aid Organizations That Are Crushing It
Five legal aid orgs helping consumers resolve disputes: Charlotte Center for Legal Advocacy, Community Legal Services, KC Law Library, TexasLawHelp, WA Law Help
Debt Collection FAQs
What Happens When You Get Served Papers for Debt?
When you get served papers for debt, the clock starts ticking. You must respond before the deadline or risk a default judgment and potential wage garnishment.
Debt Collector Guides
Is Delta Outsource Group Legit?
Delta Outsource Group is a legit debt collection agency, but it operates under an alternate name: InDebted USA, Inc.
Debt Collector Guides
Fight a UCHealth Lawsuit
UCHealth faces backlash for using debt collectors to sue over debts. SoloSuit assists in responding and settling before court.
Credit
Beware of Credit Repair Advance Fees
According to US law, credit repair services cannot charge customers up front. If you're trying to improve your credit, beware of upfront credit repair fees.
Debt Collector Guides
What Is RFGI? How to Respond
RFGI is a debt collection agency located in Illinois. If you've been contacted by RFGI, send them a debt validation letter to confirm you owe the alleged debt.