Credit
10 Ways to Improve Your Credit Score
These credit improvement tips focus on payment habits, utilization, and reporting basics that can help raise scores over time and strengthen finances.
Debt Collection Blog
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Credit Card Debt Statistics 2026
U.S. credit card debt hit $1.14T in 2023. Average lawsuit: $13,440. Average settlement: $1,991 whicn is about 66% less than the amount sued for.
Credit
Beware of Credit Repair Advance Fees
According to US law, credit repair services cannot charge customers up front. If you're trying to improve your credit, beware of upfront credit repair fees.
Credit
Credit Card Debt Forgiveness Because of Disability
You can be sued for credit card debt when on disability, but they will not be able to collect on the judgment if your income is protected.
Credit
Can I Pay My Original Creditor Instead of a Collector?
You can pay off a debt directly with the original creditor if they haven't sold it to collections yet—and even if they have, it's worth reaching out.