The Debt Hotline
How to Pay Off Debt in 3-7 Years | Expert Tips From Shred Method's Adam Carroll
The Shred Method redirects your income into smarter, targeted payments focusing on principle, not interest. This method can accelerate debt pay-off.
Debt Collection Blog
The Debt Hotline
How to Negotiate with Debt Collectors in 2026
Negotiating with debt collectors is all about communication. Former debt collection attorney Yale Levy shares that most collectors settle for 70-90%.